Fundalysisby DARKHORSESTOCKS

Scheme

Tata Housing Opportunities Fund

Holds 30 companies worth ₹432 Cr in Sept 2026.

  • Fund house

    TataThe fund house that runs this scheme.

  • AUM

    ₹451 CrTata Housing Opportunities Fund's AUM at the end of 30 Sept 2026, as AMFI reports it. Down 5.8% on Aug 2026, ₹478 Cr.

  • Largest holding

    HDFC BankHDFC Bank is 9.4% of this scheme's NAV.

  • Fund manager

    Murthy NagarajanRuns it since 16 Aug 2022, as the fund house dates it. With Aditya Bagul (fund manager), Kapil Malhotra (co-manager), Hasmukh Vishariya (overseas).

Overview(9 Oct 2026)

Fund managers4

  1. Murthy NagarajanFund manager · Aug 2022 · 29y · CMA M.Com B.Com
  2. Aditya BagulFund manager · Jul 2025 · 13y · CA CFA B.Com
  3. Kapil MalhotraCo-manager · Jul 2025 · 16y · MBA
  4. Hasmukh VishariyaOverseas · Mar 2025 · 8y · CA
  1. Tejas GutkaAug 2022 – Jul 2025

Key facts

Benchmark
Nifty Housing Index (TRI)
Risk
Very High
Expense
Regular 2.65% · Direct 1.1%
Exit load
Redemption / Switch-out / SWP / STP on or before expiry of 30 days from the date of allotment: 1%
Started
2 Sept 2022
Minimum
₹5,000

Source.Its Scheme Summary Document as of 9 Oct 2026 at AMFI.

What changed(9 changes)

Sept 2026

1 change
  1. Expense ratio
    11 SeptRegular 2.74% → 2.71%Direct 1.18% → 1.16%

Aug 2026

1 change
  1. Expense ratio
    13 AugRegular 2.47% → 2.74%Direct 0.89% → 1.18%

Apr 2026

1 change
  1. Expense ratio
    29 AprRegular 2.39% → 2.47%Direct 0.8% → 0.89%

Source.Its filings at NSE, since Mar 2025.

Fund managers over time(Sept 2022 – now)

  1. Murthy Nagarajan
  2. Aditya Bagul
  3. Kapil Malhotra
  4. Hasmukh Vishariya
  5. Tejas Gutka
MainCoSlice2023202420252026
Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

Costs(Mar 2025 – Oct 2026)

Every change to the expense ratio, newest first.
7 changesRegularDirectΔ pt
11 Sept 20262.71%1.16%0.02
13 Aug 20262.74%1.18%0.29
29 Apr 20262.47%0.89%0.09
27 Feb 20262.39%0.80%0.08
31 Aug 20252.37%0.72%0.02
30 Jun 20252.35%0.70%0.01
31 Mar 20252.36%0.71%–
Direct plan, 11 Sept 2026
1.16%
Regular plan 2.71% · Exit load Redemption / Switch-out / SWP / STP on or before expiry of 30 days from the date of allotment: 1%
Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

Objective and risk(9 Oct 2026)

Objective

The investment objective of the scheme is to seek long term capital appreciation by investing atleast 80% of its assets in equity/equity related instruments of the companies in the Consumption Oriented sectors in India.However, there is no assurance or guarantee that the investment objective of the Scheme will be achieved.The Scheme does not assure or guarantee any returns.

Risk, type and benchmark

Riskometer
Very High
At launch
Very High
Type
An open-ended equity scheme following housing theme.
Benchmark
Nifty Housing Index (TRI)

Asset allocation it may hold% of NAV

  1. Equity and equity related instruments of entities engaged in activities of Housing theme
    Allowed80–100%Holds95.8%
  2. Other Equity & Equity related Instruments including units of mutual fund
    Allowed0–20%
  3. Money market instruments including units of mutual fund, and other liquid instruments**, gold and/or silver instruments/ETF as permitted by SEBI
    Allowed0–20%
  4. Units issued by InvITS
    Allowed0–10%Holds0.0%

Holds in Sept 2026.95.8% equity · 4.2% debt and cash

How to invest(9 Oct 2026)

Buying

To start
₹5,000, then in multiples of ₹1
To add
₹1,000, then in multiples of ₹1
Systematic
SIP-- Monthly, Monthly, Quarterly, Quarterly, Weekly, Daily (Business Days only) ;STP --Monthly, Quarterly, Weekly, Daily (Business Days only) ;SWP --Monthly, Quarterly, Half_Yearly, Yearly
Dates
SIP-- Any Day, Any Day, Any Day, Any Day, Monday to Friday, Business Days only ;STP --Any Day, Any Day, Any Day, Any Day, Monday to Friday, Business Days only ;SWP --Any Day, Any Day, Any Day, Any Day
Minimum
SIP-- 100.00/100.00/100.00/100.00/100.00/100.00 ;STP --500.00/500.00/500.00/500.00 ;SWP --500.00/500.00/500.00/500.00, then sIP-- 1,1,1,1,1,1 ;STP --1 ;SWP --1
Instalments
SIP-- 12,6,6,4,12,12 ;STP --12, 12, 12, 12 ;SWP --1, 1, 1, 1
Most
SIP-- Not applicable ;STP --Not applicable ;SWP --

Selling and switching

To redeem
₹500 or 50 units
Switch minimum
For all units there is no minimum switch amount. or For all units there is no minimum switch amount. units
Switch multiples
Not Applicable. or Not Applicable. units
Switch most
Not Applicable. or Not Applicable. units

Scheme details(9 Oct 2026)

What it is

Category
Thematic Fund
Offer
16 Aug 2022 to 29 Aug 2022
Started
2 Sept 2022
Reopened
9 Sept 2022
Plans
TATA HOUSING OPPORTUNITIES FUND-DIRECT PLAN · TATA HOUSING OPPORTUNITIES FUND-DIRECT PLAN-IDCW REINVESTMENT · TATA HOUSING OPPORTUNITIES FUND-DIRECT PLAN-IDCW PAYOUT · TATA HOUSING OPPORTUNITIES FUND-REGULAR PLAN · TATA HOUSING OPPORTUNITIES FUND-REGULAR PLAN-IDCW REINVESTMENT · TATA HOUSING OPPORTUNITIES FUND-REGULAR PLAN-IDCW PAYOUT
Face value
₹10
Listed
No

How it is run

Swing pricing
No
Side-pocketing
Yes
Custodian
Standard Chartered Bank
Auditor
S.R. Batliboi & CO. LLP
Registrar
Computer Age Management Services Limited
SEBI code
TATA/O/E/THE/22/07/0049