Fundalysisby DARKHORSESTOCKS

Scheme

SBI Retirement Benefit Fund Conservative Plan

Holds 53 companies worth ₹26.1 Cr in Sept 2026.

  • Fund house

    SBIThe fund house that runs this scheme.

  • AUM

    ₹138 CrSBI Retirement Benefit Fund Conservative Plan's AUM at the end of 30 Sept 2026, as AMFI reports it. Down 2.1% on Aug 2026, ₹140 Cr.

  • Largest holding

    HDFC BankHDFC Bank is 1.2% of this scheme's NAV.

  • Fund manager

    Ardhendu BhattacharyaRuns it since 30 Jun 2021, as the fund house dates it. With Rohit Shimpi (fund manager).

Overview(22 Apr 2026)

Fund managers2

  1. Ardhendu BhattacharyaFund manager · Jun 2021 · 15y · PGDM
  2. Rohit ShimpiFund manager · Oct 2021 · 22y · CFA PGDM B.Com

    Key facts

    Benchmark
    NIFTY Composite Debt Index
    Risk
    MODERATELY HIGH
    Expense
    Direct 0.79%
    Started
    10 Feb 2021
    Minimum
    ₹5,000

    Source.Its Scheme Summary Document as of 22 Apr 2026 at AMFI.

    What changed(0 changes)

    Nothing has changed in its documents since Apr 2026.

    Source.Its filings at NSE, since Apr 2026.

    Fund managers over time(Jun 2021 – now)

    1. Ardhendu Bhattacharya
    2. Rohit Shimpi
    MainCoSlice20222023202420252026
    Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

    Costs(Apr 2026 – Apr 2026)

    Every change to the expense ratio, newest first.
    1 filingRegularDirectΔ pt
    22 Apr 2026–0.79%–
    Direct plan, 22 Apr 2026
    0.79%
    Regular plan –
    Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE (none yet: today's, at AMFI). A change holds until the next.

    Objective and risk(22 Apr 2026)

    Objective

    The investment objective of the scheme is to provide a comprehensive retirement saving solution that serves the variable needs of the investors through long term diversified investments in major asset classes. However there can be no assurance that the investment objective of the Scheme will be realized.

    Risk, type and benchmark

    Riskometer
    Moderately High
    At launch
    Moderate
    Benchmark
    NIFTY Composite Debt Index

    How to invest(22 Apr 2026)

    Buying

    To start
    ₹5,000, then in multiples of ₹1
    To add
    ₹1,000, then in multiples of ₹1

    Selling and switching

    To redeem
    ₹500
    Switch minimum
    ₹5,000

    Scheme details(22 Apr 2026)

    What it is

    Category
    SOLUTION ORIENTED SCHEMES
    Offer
    20 Jan 2021 to 3 Feb 2021
    Started
    10 Feb 2021
    Listed
    No

    How it is run

    Swing pricing
    No
    Side-pocketing
    Yes
    Custodian
    SBI-SG Global Securities Services Pvt. Ltd
    Auditor
    Chokshi & Chokshi LLP
    Registrar
    CAMS
    SEBI code
    SBIM/O/S/RET/20/01/0114