Fundalysisby DARKHORSESTOCKS

Scheme

Kotak Rural Opportunities Fund

Holds 44 companies worth ₹696 Cr in Sept 2026.

  • Fund house

    KotakThe fund house that runs this scheme.

  • AUM

    ₹758 CrKotak Rural Opportunities Fund's AUM at the end of 31 Aug 2026, as AMFI reports it. Down 4.8% on Jul 2026, ₹797 Cr.

  • Largest holding

    State Bank of IndiaState Bank of India is 9.5% of this scheme's NAV.

  • Fund manager

    Abhishek BisenRuns it since 27 Nov 2025, as the fund house dates it. With Arjun Khanna (fund manager).

Overview(22 Sept 2026)

Fund managers2

  1. Abhishek BisenFund manager, debt · Nov 2025 · 23y · MBA
  2. Arjun KhannaFund manager, equity · Nov 2025 · 19y · MMS B.E.

    Key facts

    Benchmark
    Nifty Rural Index TRI (Total Return Index)
    Risk
    Very High
    Expense
    Regular 2.48% · Direct 0.92%
    Exit load
    0.5% within 90 days
    Started
    27 Nov 2025
    Minimum
    ₹1,000

    Source.Its Scheme Summary Document as of 22 Sept 2026 at AMFI.

    What changed(9 changes)

    Aug 2026

    1 change
    1. Expense ratio
      30 AugRegular 2.44% → 2.47%Direct 0.88% → 0.89%

    Jul 2026

    1 change
    1. Expense ratio
      30 JulRegular 2.45% → 2.44%Direct 0.87% → 0.88%

    Jun 2026

    1 change
    1. Expense ratio
      29 JunRegular 2.37% → 2.45%Direct 0.75% → 0.87%

    Source.Its filings at NSE, since Nov 2025.

    Fund managers over time(Nov 2025 – now)

    1. Abhishek Bisen
    2. Arjun Khanna
    MainCoSlice2026
    Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

    Costs(Nov 2025 – Sept 2026)

    Every change to the expense ratio, newest first.
    9 changesRegularDirectΔ pt
    30 Aug 20262.47%0.89%0.01
    30 Jul 20262.44%0.88%0.01
    29 Jun 20262.45%0.87%0.12
    30 May 20262.37%0.75%0.02
    29 Apr 20262.36%0.73%0.03
    30 Mar 20262.33%0.70%0.01
    27 Feb 20262.28%0.71%0
    30 Dec 20252.26%0.71%0.16
    29 Nov 20252.31%0.87%–
    Direct plan, 30 Aug 2026
    0.89%
    Regular plan 2.47% · Exit load 0.5% within 90 days
    Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

    Objective and risk(22 Sept 2026)

    Objective

    The investment objective of the scheme is to generate long-term capital appreciation from a portfolio that is invested predominantly in equity and equity related securities of companies engaged in Rural & allied theme. However, there can be no assurance that the investment objective of the scheme would be achieved.

    Risk, type and benchmark

    Riskometer
    Very High
    At launch
    Very High
    Type
    An open-ended equity scheme investing in Rural and allied theme
    Benchmark
    Nifty Rural Index TRI (Total Return Index)

    Asset allocation it may hold% of NAV

    1. Equity & Equity related instruments based on Rural & allied theme
      Allowed80–100%
    2. Equity and Equity Related Instruments Other than Rural & allied theme
      Allowed0–20%
    3. Debt and Money Market Securities
      Allowed0–20%Holds1.6%
    4. Units of Gold/Silver ETF
      Allowed0–20%
    5. Units of InvITs
      Allowed0–10%Holds0.0%

    Holds in Sept 2026.98.4% equity · 1.6% debt and cash

    How to invest(22 Sept 2026)

    Buying

    To start
    ₹1,000, then any amount thereafter Re. 1000
    To add
    ₹100, then any amount thereafter Re. 100
    Systematic
    SIP - Daily, Weekly, Monthly, Quarterly, Half-yearly and Anually SWP -Daily, Weekly, Monthly,Quarterly, Half-Yearly and Anually STP - Daily, Weekly, Monthly & Quarterly SSIP - Monthly/Quarterly SSTP - Monthly/Quarterly SSWP - Monthly/ Quarterly
    Dates
    SIP - Any date from 1st to 31st SWP - Any Business Day STP - Any Business Day SSIP - Any date from 1st to 31st of a given month/quarter SSTP - Any Business Day (Monday-Friday) and Any Business date from 1st to 31st of given month/quarter SSWP- 1st, 7th, 14th, 21st & 25th
    Minimum
    SIP - Rs. 500 and any amount thereafter SWP - Rs. 1000 STP - Rs. 1000
    Instalments
    SIP - N.A. SWP - N.A. STP - N.A.

    Selling and switching

    To redeem
    The minimum redemption amount for all plans will be Rs. 500/- or account balance, whichever is lower.
    Switch minimum
    ₹500

    Scheme details(22 Sept 2026)

    What it is

    Category
    Equity Schemes – Thematic Fund
    Offer
    6 Nov 2025 to 20 Nov 2025
    Started
    27 Nov 2025
    Reopened
    4 Dec 2025
    Plans
    Growth · Payout of Income Distribution cum capital withdrawal (IDCW) · Reinvestment of Income Distribution cum capital withdrawal (IDCW)
    Face value
    ₹10
    Listed
    No

    How it is run

    Swing pricing
    No
    Side-pocketing
    Segregrated Portfolio has been created.
    Custodian
    Deutsche Bank A G, Mumbai & Standard Chartered Bank
    Auditor
    S. R. Batliboi & Co. LLP
    Registrar
    Computer Age Management Services Limited (‘CAMS’)
    SEBI code
    KOTM/O/E/THE/25/10/0157