Fundalysisby DARKHORSESTOCKS

Scheme

Kotak Medium Term Fund

Holds 5 companies worth ₹186 Cr in Sept 2026.

  • Fund house

    KotakThe fund house that runs this scheme.

  • AUM

    ₹1,930 CrKotak Medium Term Fund's AUM at the end of 30 Sept 2026, as AMFI reports it. Up 0.2% on Aug 2026, ₹1,926 Cr.

  • Largest holding

    Embassy Office Parks ReitEmbassy Office Parks Reit is 4.1% of this scheme's NAV.

  • Fund manager

    Deepak AgrawalRuns it since 11 May 2010, as the fund house dates it. With Vihag Mishra (fund manager).

Overview(10 Sept 2026)

Fund managers2

  1. Deepak AgrawalFund manager · May 2010 · 23y · CS
  2. Vihag MishraFund manager · Jun 2025 · 15y · MBA
  1. Sunit GargNov 2022 – May 2025
  2. Palha KhannaJul 2023 – Sept 2024

Key facts

Benchmark
CRISIL Medium Duration Debt A-III Index
Risk
Moderately High
Expense
Regular 1.63% · Direct 0.67%
Exit load
Nil
Started
21 Mar 2014
Minimum
₹100

Source.Its Scheme Summary Document as of 10 Sept 2026 at AMFI.

What changed(5 changes)

Apr 2026

1 change
  1. Riskometer
    29 AprHigh → Moderately High

Mar 2026

1 change
  1. Riskometer
    30 MarModerately High → High

May 2025

2 changes
  1. Vihag Mishra joined
    31 Mayas fund manager
  2. Sunit Garg left
    31 Mayran it as fund manager from Nov 2022

Source.Its filings at NSE, since Aug 2024.

Fund managers over time(Mar 2014 – now)

  1. Deepak Agrawal
  2. Vihag Mishra
  3. Sunit Garg
  4. Palha Khanna
MainCoSlice201520172019202120232025
Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

Costs(Aug 2024 – Sept 2026)

Every change to the expense ratio, newest first.
1 filingRegularDirectΔ pt
31 Aug 20241.63%0.67%–
Direct plan, 31 Aug 2024
0.67%
Regular plan 1.63% · Exit load nil
Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

Objective and risk(10 Sept 2026)

Objective

The investment objective of the scheme is to generate regular income and capital appreciation by investing in a portfolio of medium term debt and money market instruments. There is no assurance or guarantee that the investment objective of the scheme will be achieved.

Risk, type and benchmark

Riskometer
Moderately High
At launch
Moderately High
Risk class
C-III: relatively high credit risk, relatively high interest-rate risk
Type
An open ended medium term debt scheme investing in instruments such that the Macaulay duration of the portfolio is between 3 years and 4 years. A relatively high interest rate risk and relatively high credit risk.
Benchmark
CRISIL Medium Duration Debt A-III Index
Benchmark 2
NIFTY Medium Duration Debt Index

Asset allocation it may hold% of NAV

  1. Debt & Money market instruments including government securities - 0-100 - Low to Medium Units issued by InvIT
    Allowed0–10%

Holds in Sept 2026.6.9% equity · 90.3% debt and cash · 2.9% REITs and InvITs

How to invest(10 Sept 2026)

Buying

To start
₹100, then any amount thereafter Rs. 100
To add
₹100, then any amount thereafter Rs. 100
Systematic
SIP - Daily, Weekly, Monthly, Quarterly, Half – Yearly and Annually SWP - Daily, Weekly, Monthly, Quarterly, Half – Yearly and Annually STP - Daily, Weekly, Monthly & Quarterly
Dates
SIP - Any date from 1st to 31stSWP - Any Date of Every Month STP - Any Business Day
Minimum
SIP - Rs. 100/- and any amount thereafter,SWP - Rs. 1000 STP - Rs. 1000 ", then sIP - Rs. 100/- and any amount thereafter,SWP - STP -
Instalments
SIP - N.A. SWP - 6 installments STP - 6 installments

Selling and switching

To redeem
₹1,000 or 100 unit units
Minimum balance
₹1,000 or 100 units units

Scheme details(10 Sept 2026)

What it is

Category
Debt Scheme – Medium Term Fund
Offer
28 Feb 2014
Started
21 Mar 2014
Reopened
25 Mar 2014
Plans
Growth · Payout of Income Distribution cum capital withdrawal (IDCW) · Reinvestment of Income Distribution cum capital withdrawal (IDCW)
Face value
₹10
Listed
No

How it is run

Swing pricing
Market Dislocation period – Swing Factor 2%, Normal times – NA
Side-pocketing
Enabled, No segregated portfolio created
Custodian
Deutsche Bank A G, Mumbai and Standard Chartered Bank, Mumbai
Auditor
S. R. Batliboi & Co. LLP
Registrar
Computer Age Management Services (‘CAMS’)
SEBI code
KOTM/O/D/MDF/13/09/0030