Scheme

Kotak Credit Risk Fund

Holds 4 companies worth ₹75.7 Cr in Sept 2026.

Fund house
KotakThe fund house that runs this scheme.
AUM
₹774 CrKotak Credit Risk Fund's AUM at the end of 30 Sept 2026, as AMFI reports it. Up 0.1% on Aug 2026, ₹773 Cr.
Largest holding
Bharat Highways InvitBharat Highways Invit is 4.6% of this scheme's NAV.
Fund manager
Deepak AgrawalRuns it since 11 May 2010, as the fund house dates it. With Vihag Mishra (fund manager).

Overview^{(4 Sept 2026)}

Fund managers2

Deepak AgrawalFund manager · May 2010 · 23y · CS
Vihag MishraFund manager · Oct 2025 · 15y · MBA

Sunit GargNov 2022 – Oct 2025
Palha KhannaJul 2023 – Sept 2024

Key facts

Benchmark: CRISIL Credit Risk Debt B-II Index
Risk: High
Expense: Regular 1.73% · Direct 0.81%
Exit load: 6% within 1 year
Started: 11 May 2010
Minimum: ₹100

Source.Its Scheme Summary Document as of 4 Sept 2026 at AMFI.

What changed^{(17 changes)}

Jul 2026

1 change

Expense ratio
30 JulDirect 0.8% → 0.81%

Jun 2026

2 changes

Expense ratio
29 JunRegular 1.72% → 1.73%
Riskometer
29 JunModerately High → High

May 2026

1 change

Expense ratio
30 MayRegular 1.71% → 1.72%

Source.Its filings at NSE, since Aug 2024.

Fund managers over time^{(May 2010 – now)}

MainCoSlice20112013201520172019202120232025

Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

Costs^{(Aug 2024 – Sept 2026)}

Every change to the expense ratio, newest first.
7 changes	Regular	Direct	Δ pt
30 Jul 2026	1.73%	0.81%	0.01
29 Jun 2026	1.73%	0.80%	0
30 May 2026	1.72%	0.80%	0
29 Apr 2026	1.71%	0.80%	0.01
30 Mar 2026	1.71%	0.79%	0.02
31 May 2025	1.71%	0.81%	0.02
31 Aug 2024	1.71%	0.79%	–

Direct plan, 30 Jul 2026

0.81%

Regular plan 1.73% · Exit load 6% within 1 year

Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

Objective and risk^{(4 Sept 2026)}

Objective

The investment objective of the scheme is to generate income by investing in debt /and money market securities across the yield curve and predominantly in AA rated and below corporate securities. The scheme would also seek to maintain reasonable liquidity within the fund. There is no assurance that the investment objective of the Schemes will be realised.

Risk, type and benchmark

Riskometer: High
At launch: High
Risk class: C-III: relatively high credit risk, relatively high interest-rate risk
Type: An open ended debt scheme predominantly investing in AA and below rated corporate bonds (Excluding AA+ rated corporate bonds). A relatively high interest rate risk and relatively high credit risk.
Benchmark: CRISIL Credit Risk Debt B-II Index
Benchmark 2: CRISIL Corporate Bond Fund BI Index

Asset allocation it may hold% of NAV

(A) Corporate Debt Securities #(only in AA and below rated corporate bonds, excluding AA+ rated corporate bond)
Allowed65–100%
Medium (B) Debt & Money Market Instruments including government securities and above AA rated corporate debt securities
Allowed0–35%
Low – Medium (C) Units issued by InvITs
Allowed0–10%Holds5.0%

Holds in Sept 2026.4.8% equity · 90.2% debt and cash · 5.0% REITs and InvITs

How to invest^{(4 Sept 2026)}

Buying

To start: ₹100, then any amount thereafter Rs. 100
To add: ₹100, then any amount thereafter Rs. 100
Systematic: SIP - Daily, Weekly, Monthly, Quarterly, Half – Yearly and Annually SWP - Daily, Weekly, Monthly, Quarterly, Half – Yearly and Annually STP - Daily, Weekly, Monthly & Quarterly
Dates: SIP - Any date from 1st to 31st of a given month/ quarter. SWP - Any Date of Every Month STP - Any Business Day
Minimum: SIP - Rs. 100/- and any amount thereafter,SWP - Rs. 1000 STP - Rs. 1000, then sIP - Rs. 100/- and any amount thereafter,SWP - Re. 1STP - Re. 1
Instalments: SIP - N.A. SWP - 6 installments STP - 6 installments

Selling and switching

To redeem: ₹1,000 or 100 units units
Minimum balance: ₹1,000 or 100 units units
Switch minimum: ₹1,000 or Re 0.01 units

Scheme details^{(4 Sept 2026)}

What it is

Category: Credit Risk Fund
Offer: 12 Apr 2010 to 30 Apr 2010
Started: 11 May 2010
Reopened: 12 May 2010
Plans: Growth · Payout of Income Distribution cum capital withdrawal (IDCW) · Reinvestment of Income Distribution cum capital withdrawal (IDCW)
Face value: ₹10
Listed: No

How it is run

Swing pricing: Market Dislocation period – Swing Factor 2%, Normal times – NA
Side-pocketing: Enabled, No segregated portfolio created
Custodian: Deutsche Bank A G, Mumbai and Standard Chartered Bank, Mumbai
Auditor: S. R. Batliboi & Co. LLP
Registrar: Computer Age Management Services (‘CAMS’)
SEBI code: KOTM/O/D/CRF/10/03/0028