Fundalysisby DARKHORSESTOCKS

Scheme

Invesco India Credit Risk Fund

Holds 2 companies worth ₹0.9 Cr in Sept 2026.

  • Fund house

    INVESCOThe fund house that runs this scheme.

  • AUM

    ₹168 CrInvesco India Credit Risk Fund's AUM at the end of 30 Sept 2026, as AMFI reports it. Up 0.3% on Aug 2026, ₹167 Cr.

  • Largest holding

    Roadstar Infra Investment Trust InvITRoadstar Infra Investment Trust InvIT is 0.5% of this scheme's NAV.

  • Fund manager

    Vikas GargRuns it since 26 Sept 2020, as the fund house dates it. With Krishna Cheemalapati (co-manager).

Overview(16 Sept 2026)

Fund managers2

  1. Vikas GargFund manager · Sept 2020 · 20y · PGDM M.Tech B.Tech
  2. Krishna CheemalapatiCo-manager · Dec 2020 · 25y · CFA PGDM B.E.

    Key facts

    Benchmark
    Nifty Credit Risk Bond Index B-II
    Risk
    Moderate
    Expense
    Regular 1.5% · Direct 0.28%
    Exit load
    1% within 1 year
    Started
    4 Sept 2014
    Minimum
    ₹1,000

    Source.Its Scheme Summary Document as of 16 Sept 2026 at AMFI.

    What changed(6 changes)

    Jun 2026

    1 change
    1. Riskometer
      10 JunModerate → Moderately High

    Feb 2026

    2 changes

    Jan 2026

    1 change
    1. Riskometer
      12 JanModerately High → Moderate

    Source.Its filings at NSE, since Jul 2024.

    Fund managers over time(Sept 2020 – now)

    1. Vikas Garg
    2. Krishna Cheemalapati
    MainCoSlice202120222023202420252026
    Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

    Costs(Jul 2024 – Sept 2026)

    Every change to the expense ratio, newest first.
    1 filingRegularDirectΔ pt
    31 Jul 20241.50%0.28%–
    Direct plan, 31 Jul 2024
    0.28%
    Regular plan 1.50% · Exit load 1% within 1 year
    Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

    Objective and risk(16 Sept 2026)

    Objective

    To generate accrual income and capital appreciation by investing in debt securities of varying maturities across the credit spectrum. There is no assurance that the investment objective of the Scheme will be achieved

    Risk, type and benchmark

    Riskometer
    Moderate
    At launch
    Moderate
    Risk class
    B-III: moderate credit risk, relatively high interest-rate risk
    Type
    An open ended debt scheme predominantly investing in AA and below rated corporate bonds (excluding AA+ rated corporate bonds). A relatively high interest rate risk and moderate credit risk
    Benchmark
    Nifty Credit Risk Bond Index B-II

    Asset allocation it may hold% of NAV

    1. Corporate debts
      Allowed65–100%
    2. Debt and Money Market Instruments
      Allowed0–35%
    3. Units issued by InvITs
      Allowed0–10%Holds0.5%

    Holds in Sept 2026.0.1% equity · 99.5% debt and cash · 0.5% REITs and InvITs

    How to invest(16 Sept 2026)

    Buying

    To start
    ₹1,000, then in multiples of ₹1
    To add
    ₹1,000, then in multiples of ₹1
    Systematic
    SIP-Monthly/Quarterly, SWP-Weekly/Monthly/Quarterly, Fixed STP- Daily/ Weekly/ Fortnightly/ Monthly/ Quarterly, Flex STP- Monthly/Quarterly, Appreciation STP- Monthly/Quarterly
    Dates
    SIP -Any date except 29th, 30th or 31st of the month; SWP -First business day of the week in case of weekly frequency and on 3rd, 10th, 15th, 20th or 25th of each month /quarter; Fixed STP: Daily - Business Day for source scheme as well as target scheme. Weekly- Monday to Friday. Fortnightly- on 1st and 16th of each month. Monthly / Quarterly - Any date choice except 29th, 30th & 31st; Flex / Appreciation STP- Any date except 29th, 30th and 31st
    Minimum
    SIP-Monthly:1000; Quarterly:2000, SWP-Weekly/Monthly:1000;Quarterly:1500, Fixed STP- Daily:500; Weekly/ Fortnightly/ Monthly:1000 Quarterly:1500; Flex STP- Monthly:1000; Quarterly:1500, Appreciation STP- Monthly/Quarterly:500, then sIP - 1, SWP - 1, STP - 1
    Instalments
    SIP - Monthly -6, Quarterly- 4; SWP -Weekly/Monthly -6 , Quarterly -4; Fixed STP: Daily -12, Fortnightly/Monthly- 6, Quarterly - 4; Flex STP: Monthly -6, Quarterly -4

    Selling and switching

    To redeem
    ₹1,000 or 0.001 units
    Switch minimum
    ₹1,000 or 0.001 (for switch-outs) units
    Switch multiples
    0.01 (for switch-ins)
    Switch most
    Not Applicable.

    Scheme details(16 Sept 2026)

    What it is

    Category
    Credit Risk Fund
    Offer
    14 Aug 2014 to 28 Aug 2014
    Started
    4 Sept 2014
    Reopened
    8 Sept 2014
    Plans
    Regular Plan- Growth, Regular Plan-Payout of Income Distribution cum Capital Withdrawal option, Regular Plan-Reinvestment of Income Distribution cum Capital Withdrawal · option, Direct Plan- Growth, Direct Plan-Payout of Income Distribution cum Capital Withdrawal option, Direct Plan-Reinvestment of Income Distribution cum Capital Withdrawal · option
    Face value
    ₹1,000
    Listed
    No

    How it is run

    Swing pricing
    The Scheme contains enabling provisions for Mandatory Swing Pricing and Triggering Swing Pricing on re-opening of a Scheme after announcement of winding-up. For details, refer SAI.
    Side-pocketing
    Enabled. No segregated portoflio created.
    Custodian
    Deutsche Bank AG
    Auditor
    Deloitte Haskins & Sells LLP
    Registrar
    KFin Technologies Limited
    SEBI code
    INVM/O/D/CRF/14/02/0025