Fundalysisby DARKHORSESTOCKS

Scheme

ICICI Prudential Retirement Fund Pure Equity Plan

Holds 87 companies worth ₹2,017 Cr in Sept 2026.

  • Fund house

    ICICIThe fund house that runs this scheme.

  • AUM

    ₹2,106 CrICICI Prudential Retirement Fund Pure Equity Plan's AUM at the end of 30 Sept 2026, as AMFI reports it. Down 2.4% on Aug 2026, ₹2,158 Cr.

  • Largest holding

    HDFC BankHDFC Bank is 5.0% of this scheme's NAV.

  • Fund manager

    Darshil DedhiaRuns its co-manager part since 22 Jan 2024, as the fund house dates it. With Rohit Lakhotia (co-manager), Sanket Gaidhani (co-manager), Sharmila D'mello (overseas).

Overview(25 Sept 2025)

Fund managers4

  1. Darshil DedhiaCo-manager · Jan 2024 · 12y
  2. Rohit LakhotiaCo-manager · Jan 2024 · 14y · CFA MBA
  3. Sanket GaidhaniCo-manager · Aug 2025 · 9y
  4. Sharmila D'melloOverseas · Jul 2022

    Key facts

    Benchmark
    Nifty 500 TRI
    Expense
    Regular 1.98% · Direct 0.71%
    Exit load
    Nil
    Started
    27 Feb 2019
    Minimum
    ₹5,000

    Source.Its Scheme Summary Document as of 25 Sept 2025 at AMFI.

    What changed(1 change)

    Sept 2025

    1 change
    1. Expense ratio
      25 SeptRegular 2.08% → 1.98%

    Source.Its filings at NSE, since Aug 2025.

    Fund managers over time(Jul 2022 – now)

    1. Darshil Dedhia
    2. Rohit Lakhotia
    3. Sanket Gaidhani
    4. Sharmila D'mello
    MainCoSlice202320242025
    Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

    Costs(Aug 2025 – Sept 2025)

    Every change to the expense ratio, newest first.
    2 changesRegularDirectΔ pt
    25 Sept 20251.98%0.71%0
    29 Aug 20252.08%0.71%–
    Direct plan, 25 Sept 2025
    0.71%
    Regular plan 1.98% · Exit load nil
    Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

    Objective and risk(25 Sept 2025)

    Objective

    To generate long-term capital appreciation and income generation to investors from a portfolio that is predominantly invested in equity and equity related securities. However, there is no assurance or guarantee that the investment objective of the plan would be achieved.

    Risk, type and benchmark

    At launch
    Very High
    Type
    Open Ended
    Benchmark
    Nifty 500 TRI

    Asset allocation it may hold% of NAV

    1. Equity & Equity related instruments
      Allowed80–100%Holds95.8%
    2. Debt and Money market instruments
      Allowed0–20%Holds4.2%

    Holds in Sept 2026.95.8% equity · 4.2% debt and cash

    How to invest(25 Sept 2025)

    Buying

    To start
    ₹5,000, then in multiples of ₹1
    To add
    ₹1,000, then in multiples of ₹1
    SIP how often
    Daily,Weekly,Fortnightly,Monthly,Quarterly
    SIP dates
    Daily = Daily (only business days) Weekly = Anyday (Monday to Friday)* Fortnightly = 1st and 16th day of each month as applicable Monthly = Any day* Quarterly = Any day* *In case the date chosen for SIP falls on a Non-Business Day or on a date which is not available in a particular month, the SIP will beprocessed on the immediate next Business Day.
    SIP minimum
    Daily,Weekly,Fortnightly,Monthly = Rs. 100 Quarterly = Rs. 5,000 Choti SIP = Monthly = Rs. 250 only (For classifying as Choti SIP amount should not be more or less than Rs.250/-), then re. 1/-
    SIP instalments
    Daily,Weekly,Fortnightly,Monthly = 6 Quarterly = 4 Choti SIP = Monthly = 60

    Selling and switching

    To redeem
    Any amount
    Switch minimum
    ₹5,000
    Switch multiples
    Any amount
    STP how often
    Daily,Weekly,Fortnightly, Monthly,Quarterly
    STP dates
    Daily = Daily (only business days) Weekly = Anyday (Monday to Friday)* Fortnightly = 1st and 16th day of each month as applicable Monthly = Any date* Quarterly = Any date* *In case the date chosen for STP falls on a non-business day or on a day which is not available in a particular month, the STP will be processed on the immediate next business day.
    STP minimum
    Monthly, Weekly, Fortnightly, Quarterly = Rs. 1,000 Daily = Rs. 250, then re. 1/-
    STP instalments
    Daily,Weekly, Fortnightly, Monthly = 6 Quarterly = 4
    SWP how often
    Monthly,Quarterly, Half Yearly,Annual
    SWP dates
    Monthly = Any day* Quarterly= Any day* Half Yearly = Any day* Annual = Any day* *In case none of the frequencies has been selected then Monthly frequency shall be considered as the Default frequency and where no withdrawal date is selected, 1st business day of the month shall be considered as the default SWP date.
    SWP minimum
    Any amount, then in multiples of ₹1
    SWP instalments
    Monthly,Quarterly, Half Yearly,Annual = 2

    Scheme details(25 Sept 2025)

    What it is

    Category
    Solution Oriented - Retirement Fund
    Offer
    7 Feb 2019 to 21 Feb 2019
    Started
    27 Feb 2019
    Reopened
    7 Mar 2019
    Plans
    ICICI Prudential Retirement Fund - Pure Equity Plan - Direct Plan - Growth · ICICI Prudential Retirement Fund - Pure Equity Plan - Direct Plan - IDCW · ICICI Prudential Retirement Fund - Pure Equity Plan - Regular Plan - Growth · ICICI Prudential Retirement Fund - Pure Equity Plan - Regular Plan - IDCW
    Face value
    ₹10
    Listed
    No

    How it is run

    Swing pricing
    No
    Side-pocketing
    No
    Custodian
    HDFC Bank Limited, SBI-SG Global Securities Services Pvt. Ltd., Citibank N. A., and Hongkong and Shanghai Banking Corporation Limited (HSBC)
    Auditor
    BSR & Co. LLP
    Registrar
    Computer Age Management Services Limited
    SEBI code
    ICIC/O/S/RET/18/10/0089