Fundalysisby DARKHORSESTOCKS

Scheme

ICICI Prudential Retirement Fund Hybrid Aggressive Plan

Holds 69 companies worth ₹1,050 Cr in Sept 2026.

  • Fund house

    ICICIThe fund house that runs this scheme.

  • AUM

    ₹1,268 CrICICI Prudential Retirement Fund Hybrid Aggressive Plan's AUM at the end of 30 Sept 2026, as AMFI reports it. Down 4.0% on Aug 2026, ₹1,320 Cr.

  • Largest holding

    LIC of India LtdLIC of India Ltd is 4.4% of this scheme's NAV.

  • Fund manager

    Rohit LakhotiaRuns its co-manager part since 12 Jun 2023, as the fund house dates it. With Darshil Dedhia (co-manager), Manasvi Shah (co-manager).

Overview(6 Jan 2026)

Fund managers3

  1. Rohit LakhotiaCo-manager · Jun 2023 · 14y · CFA MBA
  2. Darshil DedhiaCo-manager · Jan 2024 · 12y
  3. Manasvi ShahCo-manager · Aug 2025 · 9y · B.Com

    Key facts

    Benchmark
    CRISIL Hybrid 35+65 - Aggressive Index
    Risk
    Very High
    Expense
    Regular 2.14% · Direct 0.71%
    Exit load
    Nil
    Started
    27 Feb 2019
    Minimum
    ₹5,000

    Source.Its Scheme Summary Document as of 6 Jan 2026 at AMFI.

    What changed(1 change)

    Jan 2026

    1 change
    1. Expense ratio
      5 JanRegular 2.2% → 2.14%Direct 0.77% → 0.71%

    Source.Its filings at NSE, since Sept 2025.

    Fund managers over time(Jun 2023 – now)

    1. Rohit Lakhotia
    2. Darshil Dedhia
    3. Manasvi Shah
    MainCoSlice202420252026
    Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

    Costs(Sept 2025 – Jan 2026)

    Every change to the expense ratio, newest first.
    2 changesRegularDirectΔ pt
    5 Jan 20262.14%0.71%0.06
    25 Sept 20252.20%0.77%–
    Direct plan, 5 Jan 2026
    0.71%
    Regular plan 2.14% · Exit load nil
    Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

    Objective and risk(6 Jan 2026)

    Objective

    An open ended hybrid scheme predominantly investing in equity and equity related securities to generate capital appreciation. The scheme may also invest in Debt, Gold/Gold ETF/units of REITs & InvITs and such other asset classes as may be permitted from time to time for income generation / wealth creation. However, there is no assurance or guarantee that the investment objective of the Scheme would be achieved.

    Risk, type and benchmark

    Riskometer
    Very High
    At launch
    Moderately High
    Type
    Open Ended
    Benchmark
    CRISIL Hybrid 35+65 - Aggressive Index

    Asset allocation it may hold% of NAV

    1. Equity & Equity related instruments
      Allowed65–100%Holds82.8%
    2. Debt and money market instruments
      Allowed0–35%Holds17.2%

    Holds in Sept 2026.82.8% equity · 17.2% debt and cash

    How to invest(6 Jan 2026)

    Buying

    To start
    ₹5,000, then in multiples of ₹1
    To add
    ₹1,000, then in multiples of ₹1
    SIP how often
    Daily, Weekly, Fortnightly, Monthly, Quarterly
    SIP dates
    All dates
    SIP minimum
    ₹100, then multiples of Re. 1
    SIP instalments
    Daily, Weekly, Fortnightly, Monthly will be 6 and Quarterly 4

    Selling and switching

    To redeem
    Any amount
    Switch minimum
    ₹5,000
    Switch multiples
    Any amount
    STP how often
    Daily,Weekly,Fortnightly, Monthly,Quarterly
    STP dates
    Daily = Daily (only business days) Weekly = Anyday (Monday to Friday)* Fortnightly = 1st and 16th day of each month as applicable Monthly = Any date* Quarterly = Any date* *In case the date chosen for STP falls on a non-business day or on a day which is not available in a particular month, the STP will be processed on the immediate next business day.
    STP minimum
    Monthly, Weekly, Fortnightly, Quarterly = Rs. 1,000 Daily = Rs. 250 Choti SIP = Monthly = Rs. 250 only (For classifying as Choti SIP amount should not be more or less than Rs.250/-), then re. 1/-
    STP instalments
    Daily,Weekly, Fortnightly, Monthly = 6 Quarterly = 4 Choti SIP = Monthly = 60
    SWP how often
    Monthly, Quarterly, Half Yearly, Annual
    SWP dates
    All dates
    SWP minimum
    Any amount, then multiples of Re. 1
    SWP instalments
    2

    Scheme details(6 Jan 2026)

    What it is

    Category
    Solution Oriented - Retirement Fund
    Offer
    7 Feb 2019 to 21 Feb 2019
    Started
    27 Feb 2019
    Reopened
    7 Mar 2019
    Plans
    ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan - Growth · ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Direct Plan - IDCW · ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Regular Plan - Growth · ICICI Prudential Retirement Fund - Hybrid Aggressive Plan - Regular Plan - IDCW
    Face value
    ₹10
    Listed
    No

    How it is run

    Swing pricing
    No
    Side-pocketing
    No
    Custodian
    HDFC Bank Limited, SBI-SG Global Securities Services Pvt. Ltd., Citibank N. A. and Hongkong and Shanghai Banking Corporation Limited (HSBC)
    Auditor
    BSR & Co. LLP
    Registrar
    Computer Age Management Services Limited
    SEBI code
    ICIC/O/S/RET/18/10/0086