Fundalysisby DARKHORSESTOCKS

Scheme

Baroda BNP Paribas Retirement Fund

Holds 52 companies worth ₹272 Cr in Sept 2026.

  • Fund house

    BNPThe fund house that runs this scheme.

  • AUM

    ₹387 CrBaroda BNP Paribas Retirement Fund's AUM at the end of 30 Sept 2026, as AMFI reports it. Down 4.4% on Aug 2026, ₹405 Cr.

  • Largest holding

    ICICI BankICICI Bank is 2.7% of this scheme's NAV.

  • Fund manager

    Silky JainRuns it since 1 Jul 2026, as the fund house dates it. With Yash Mehta (fund manager), Vikram Pamnani (fund manager).

Overview(5 Oct 2026)

Fund managers3

  1. Silky JainFund manager · Jul 2026 · 16y · M.Com
  2. Yash MehtaFund manager, equity · Jul 2026 · 5y · CA B.Com
  3. Vikram PamnaniFund manager, debt · Sept 2026 · 16y · PGDM
  1. Gurvinder Singh WasanOct 2024 – Sept 2026
  2. Sanjay ChawlaMay 2026 – Jul 2026
  3. Ankeet PandyaJan 2025 – Jul 2026

Key facts

Benchmark
CRISIL Hybrid 35+65-Aggressive Index
Risk
Very High
Expense
Regular 2.55% · Direct 1.16%
Exit load
Nil
Started
28 May 2024
Minimum
₹1,000

Source.Its Scheme Summary Document as of 5 Oct 2026 at AMFI.

What changed(21 changes)

Sept 2026

3 changes
  1. Vikram Pamnani joined
    24 Septas fund manager (debt)
  2. Gurvinder Singh Wasan left
    24 Septran it as fund manager (debt) from Oct 2024
  3. Expense ratio
    14 SeptRegular 2.6% → 2.57%Direct 1.21% → 1.18%

Aug 2026

1 change
  1. Expense ratio
    13 AugRegular 2.47% → 2.6%Direct 1.05% → 1.21%

Jul 2026

5 changes
  1. Silky Jain joined
    14 Julas fund manager
  2. Yash Mehta joined
    14 Julas fund manager (equity)
  3. Sanjay Chawla left
    14 Julran it as fund manager from May 2026
  4. Ankeet Pandya left
    14 Julran it as fund manager (equity) from Jan 2025
  5. Expense ratio
    14 JulRegular 2.74% → 2.47%Direct 1.31% → 1.05%

Source.Its filings at NSE, since Jul 2024.

Fund managers over time(May 2024 – now)

  1. Silky Jain
  2. Yash Mehta
  3. Vikram Pamnani
  4. Gurvinder Singh Wasan
  5. Sanjay Chawla
  6. Ankeet Pandya
  7. Pratish Krishnan
  8. Prashant Pimple
  9. Vikram Pamnani
MainCoSlice20252026
Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

Costs(Jul 2024 – Oct 2026)

Every change to the expense ratio, newest first.
10 changesRegularDirectΔ pt
14 Sept 20262.57%1.18%0.03
13 Aug 20262.60%1.21%0.16
14 Jul 20262.47%1.05%0.26
14 Jun 20262.74%1.31%0.26
14 Apr 20262.47%1.05%0.08
14 Dec 20252.38%0.97%0.19
15 Jul 20252.41%1.16%0.69
14 May 20252.30%0.47%0.17
13 Dec 20242.27%0.30%0.03
31 Jul 20242.27%0.27%–
Direct plan, 14 Sept 2026
1.18%
Regular plan 2.57% · Exit load nil
Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

Objective and risk(5 Oct 2026)

Objective

The primary investment objective of the Scheme is to generate income and capital appreciation by investing in a diversified portfolio of equity and equity related instruments and fixed income instruments with a view to provide a retirement solution to investors.

Risk, type and benchmark

Riskometer
Very High
At launch
Very High
Type
An open-ended retirement solution-oriented scheme having a lock-in of 5 years or till retirement age (whichever is earlier)
Benchmark
CRISIL Hybrid 35+65-Aggressive Index

Asset allocation it may hold% of NAV

  1. Equity & Equity related securities
    Allowed65–80%Holds70.2%
  2. Debt and Money Market instruments
    Allowed20–35%Holds29.8%
  3. Units issued by InvITs
    Allowed0–10%Holds0.0%

Holds in Sept 2026.70.2% equity · 29.8% debt and cash

How to invest(5 Oct 2026)

Buying

To start
₹1,000, then in multiples of ₹1
To add
₹1,000, then in multiples of ₹1
Systematic
SIP - Daily, Weekly, Monthly, Quarterly SWP - Weekly, Monthly & Quarterly STP - Daily, Weekly, Fortnightly, Monthly & Quarterly
Minimum
SIP - 500 for daily, weekly & monthly and 1500 for quarterly, SWP - Rs. 1000 for Weekly / Monthly and 1500 for quarterly, STP - Rs. 1000 for Daily / Weekly/ Fortnightly/Monthly and Rs. 1500 for quarterly, then sIP - Rs. 1, SWP - Rs. 1, STP - Rs. 1

Selling and switching

To redeem
₹1,000 or There will be no minimum redemption criterion for Unit based redemption units
Switch minimum
Minimum Amount for Switch In : 1000 Minimum Amount for Switch Out : 1000

Scheme details(5 Oct 2026)

What it is

Category
Retirement Fund
Offer
8 May 2024 to 22 May 2024
Started
28 May 2024
Reopened
31 May 2024
Plans
Regular & Direct
Face value
₹10
Listed
At present, the Units of the Scheme are not proposed to be listed on any stock exchange. However, the AMC / Trustee may at their sole discretion list the Units under the Scheme on one or more stock exchanges at a later date.

How it is run

Swing pricing
Yes
Side-pocketing
Yes
Custodian
Deutsche Bank AG
Auditor
S.R. Batliboi & Co. LLP, Chartered Accountants
Registrar
KFin Technologies Limited
SEBI code
BBNP/O/S/RET/24/03/0040