Fundalysisby DARKHORSESTOCKS

Scheme

Bank of India Large Mid Cap Fund

Holds 48 companies worth ₹471 Cr in Sept 2026.

  • Fund house

    BOI AXAThe fund house that runs this scheme.

  • AUM

    ₹506 CrBank of India Large Mid Cap Fund's AUM at the end of 30 Sept 2026, as AMFI reports it. Down 4.5% on Aug 2026, ₹529 Cr.

  • Largest holding

    HDFC BankHDFC Bank is 8.1% of this scheme's NAV.

  • Fund manager

    Nitin GosarRuns it since 27 Sept 2022, as the fund house dates it.

Overview(6 Oct 2026)

Fund managers1

  1. Nitin GosarFund manager, equity · Sept 2022

    Key facts

    Benchmark
    BSE 250 LargeMidCap (TRI)
    Risk
    Very High
    Expense
    Regular 2.79% · Direct 1.42%
    Exit load
    10% within 3 months
    Started
    21 Oct 2008
    Minimum
    ₹5,000

    Source.Its Scheme Summary Document as of 6 Oct 2026 at AMFI.

    What changed(20 changes)

    Oct 2026

    1 change
    1. Expense ratio
      6 OctRegular 2.8% → 2.79%Direct 1.44% → 1.42%

    Sept 2026

    2 changes
    1. Exit load
      22 Sept10% within 1 year → 10% within 3 months
    2. Expense ratio
      22 SeptRegular 2.47% → 2.8%Direct 1.2% → 1.44%

    May 2026

    7 changes

    Source.Its filings at NSE, since Sept 2024.

    Fund managers over time(Sept 2022 – now)

    1. Nitin Gosar
    MainCoSlice2023202420252026
    Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

    Costs(Sept 2024 – Oct 2026)

    Every change to the expense ratio, newest first.
    19 changesRegularDirectΔ pt
    6 Oct 20262.79%1.42%0.02
    22 Sept 20262.80%1.44%0.24
    12 May 20262.47%1.20%0.49
    10 May 20262.97%1.69%1.34
    7 May 20264.31%3.03%0.44
    6 May 20263.87%2.59%0.26
    5 May 20263.60%2.33%0.88
    3 May 20262.72%1.45%0.25
    2 May 20262.47%1.20%2.46
    29 Apr 20264.94%3.66%2.01
    27 Apr 20262.92%1.65%0.35
    17 Apr 20263.28%2.00%0.38
    8 Apr 20263.66%2.38%1.16
    21 Jan 20262.48%1.22%0.27
    20 Aug 20252.43%0.95%0.33
    19 Jun 20252.48%1.28%0.01
    16 Jan 20252.48%1.27%0.08
    4 Sept 20242.49%1.35%0.01
    2 Sept 20242.50%1.36%–
    Direct plan, 6 Oct 2026
    1.42%
    Regular plan 2.79% · Exit load 10% within 3 months
    Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

    Objective and risk(6 Oct 2026)

    Objective

    The Scheme seeks to generate income and long-term capital appreciation by investing through a diversified portfolio of predominantly large cap and mid cap equity and equity related securities including equity derivatives. The Scheme is in the nature of large and mid cap fund. The Scheme is not providing any assured or guaranteed returns. However, there is no assurance that the investment objective of the scheme will be achieved.

    Risk, type and benchmark

    Riskometer
    Very High
    At launch
    Very High
    Type
    An open ended equity scheme investing in both large cap and mid cap stocks
    Benchmark
    BSE 250 LargeMidCap (TRI)

    Asset allocation it may hold% of NAV

    1. Large Cap Equity and equity related securities
      Allowed35–65%
    2. Midcap Equity and equity related securities
      Allowed35–65%
    3. Small Cap Equity and equity related securities
      Allowed0–30%
    4. Money Market Instruments, Other Liquid Instruments, Gold and Silver Instruments (ETFs only) and units of Domestic Mutual Fund Schemes
      Allowed0–30%
    5. Units issued by InvITS
      Allowed0–10%Holds0.0%

    Holds in Sept 2026.93.2% equity · 6.8% debt and cash

    How to invest(6 Oct 2026)

    Buying

    To start
    ₹5,000, then in multiples of ₹1
    To add
    ₹1,000, then in multiples of ₹1
    Most
    Rs. 1,000/- or equivalent Unit value, or account balance, whichever is lower
    Systematic
    SIP - Weekly & Monthly, SWP - Monthly & Quarterly, STP - Daily, Weekly & Monthly
    Dates
    SIP - Weekly (Monday to Friday) & Monthly (any day - 1 to 28), SWP - Monthly (01,07,10,15,20,25) & Quarterly (01,07,10,15,20,25), STP - Daily (any day - 1 to 28), Weekly (Monday to Friday) & Monthly (01,07,10,15,20,25) If such a day is a Holiday/Non-Business day, then the next Business Day
    Minimum
    SIP - 1000, SWP - 1000 & STP - 1000, then sIP - 1, SWP - 1 & STP - 1
    Instalments
    SIP - Weekly 12 & Monthly 6, SWP - Monthly 6 & Quarterly 4, STP - Daily 30, Weekly 12 & Monthly 6
    Most
    SIP Monthly - 6; Yearly - 3, SWP - Monthly - 6; Quarterly - 4; Halfyearly - 4; Yearly - 2, STP - Daily -6; Weekly - 6; Fortnightly -6; Monthly - 6; Quarterly -2.

    Selling and switching

    To redeem
    ₹1 or 0.001 units
    Minimum balance
    Currently, there is no minimum balance requirement or Currently, there is no minimum balance requirement units
    Switch minimum
    ₹5,000 or 5000 units
    Switch multiples
    ₹1 or No Limit units
    Switch most
    No Limit or Not applicable. units

    Scheme details(6 Oct 2026)

    What it is

    Category
    Large & Mid Cap Fund
    Offer
    4 Sept 2008 to 1 Oct 2008
    Started
    21 Oct 2008
    Reopened
    29 Oct 2008
    Plans
    Regular Plan and Direct Plan. Each of the Plan shall offer the following Option: · •Growth Option · • IDCW Option (Reinvestment of IDCW & payout of IDCW facility)
    Face value
    Units of face value of Rs.10/- each at the Applicable NAV.
    Listed
    No

    How it is run

    Swing pricing
    Enabling provision in SID. However, no segregated portfolio is created.
    Side-pocketing
    Enabling provision in SID. However, no segregated portfolio is created.
    Custodian
    Deutsche Bank AG
    Auditor
    Chokshi & Chokshi LLP (Statutory Auditors)
    Registrar
    KFin Technologies Limited
    SEBI code
    BOIA/O/E/LMF/08/07/0003