Fundalysisby DARKHORSESTOCKS

Scheme

Bank of India Conservative Hybrid Fund

Holds 25 companies worth ₹12.5 Cr in Sept 2026.

  • Fund house

    BOI AXAThe fund house that runs this scheme.

  • AUM

    ₹65.9 CrBank of India Conservative Hybrid Fund's AUM at the end of 30 Sept 2026, as AMFI reports it. Up 1.1% on Aug 2026, ₹65.2 Cr.

  • Largest holding

    Glenmark PharmaceuticalsGlenmark Pharmaceuticals is 2.3% of this scheme's NAV.

  • Fund manager

    Alok SinghRuns it since 21 May 2012, as the fund house dates it.

Overview(6 Oct 2026)

Fund managers1

  1. Alok SinghFund manager · May 2012

    Key facts

    Benchmark
    CRISIL Hybrid 85 + 15 - Conservative Index
    Risk
    Moderately High
    Expense
    Regular 2.25% · Direct 1.18%
    Exit load
    10% within 3 months
    Started
    18 Mar 2009
    Minimum
    ₹5,000

    Source.Its Scheme Summary Document as of 6 Oct 2026 at AMFI.

    What changed(5 changes)

    Oct 2026

    1 change
    1. Expense ratio
      6 OctRegular 2.27% → 2.25%Direct 1.2% → 1.18%

    Sept 2026

    2 changes
    1. Exit load
      22 Sept10% within 1 year → 10% within 3 months
    2. Expense ratio
      22 SeptRegular 2.18% → 2.27%Direct 1.16% → 1.2%

    Apr 2026

    1 change
    1. Expense ratio
      8 AprRegular 2.27% → 2.18%Direct 1.45% → 1.16%

    Source.Its filings at NSE, since Sept 2024.

    Fund managers over time(May 2012 – now)

    1. Alok Singh
    MainCoSlice2013201520172019202120232025
    Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

    Costs(Sept 2024 – Oct 2026)

    Every change to the expense ratio, newest first.
    5 changesRegularDirectΔ pt
    6 Oct 20262.25%1.18%0.02
    22 Sept 20262.27%1.20%0.04
    8 Apr 20262.18%1.16%0.29
    20 Aug 20252.27%1.45%0.17
    2 Sept 20242.23%1.28%–
    Direct plan, 6 Oct 2026
    1.18%
    Regular plan 2.25% · Exit load 10% within 3 months
    Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

    Objective and risk(6 Oct 2026)

    Objective

    The Scheme seeks to generate income through investments in fixed income securities and also to generate long term capital appreciation by investing a portion in equity and equity related instruments. However, there is no assurance that the investment objective of the scheme will be achieved.

    Risk, type and benchmark

    Riskometer
    Moderately High
    At launch
    Moderate
    Type
    An open ended hybrid scheme investing predominantly in debt instruments
    Benchmark
    CRISIL Hybrid 85 + 15 - Conservative Index

    Asset allocation it may hold% of NAV

    1. Money market securities and debt securities including government securities, corporate debt, securitized debt, and other debt instruments
      Allowed75–90%Holds81.0%
    2. Equity and equity related securities
      Allowed10–25%Holds19.0%
    3. Units issued by INVITs
      Allowed0–10%Holds0.0%
    4. ETCDs, Gold ETFs and Silver ETFs. and mutual fund units
      Allowed0–15%

    Holds in Sept 2026.19.0% equity · 81.0% debt and cash

    How to invest(6 Oct 2026)

    Buying

    To start
    ₹5,000, then in multiples of ₹1
    To add
    ₹1,000, then in multiples of ₹1
    Most
    Currently, there is no maximum investment amount
    Systematic
    SIP - Monthly, SWP - Monthly & Quarterly, STP - Daily, Weekly & Monthly
    Dates
    SIP - Monthly (any day - 1 to 28), SWP - Monthly (01,07,10,15,20,25) & Quarterly (01,07,10,15,20,25), STP - Daily (any day - 1 to 28), Weekly (Monday to Friday) & Monthly (01,07,10,15,20,25) If such a day is a Holiday/Non-Business day, then the next Business Day
    Minimum
    SIP - 1000, SWP - 1000 & STP - 1000, then sIP - 1, SWP - 1 & STP - 1
    Instalments
    SIP - Monthly 6, SWP - Monthly 6 & Quarterly 4, STP - Daily 30, Weekly 12 & Monthly 6
    Most
    SIP Monthly - 6; Yearly - 3, SWP - Monthly - 6; Quarterly - 4; Halfyearly - 4; Yearly - 2, STP - Daily -6; Weekly - 6; Fortnightly -6; Monthly - 6; Quarterly -2.

    Selling and switching

    To redeem
    ₹1 or 0.001 units
    Minimum balance
    Currently, there is no minimum balance requirement or Currently, there is no minimum balance requirement units
    Switch minimum
    ₹5,000 or 1000 units
    Switch multiples
    ₹1 or No Limit units
    Switch most
    No Limit or Not applicable. units

    Scheme details(6 Oct 2026)

    What it is

    Category
    Conservative Hybrid Fund
    Offer
    28 Jan 2009 to 26 Feb 2009
    Started
    18 Mar 2009
    Reopened
    20 Mar 2009
    Plans
    Regular Plan and Direct Plan. Each of the Plan shall offer the following Option: · •Growth Option for capital appreciation · • IDCW Option (Reinvestment of IDCW) (with Monthly, Quarterly and Annual frequency) · • IDCW Option (Payout of IDCW facility) for regular income (with Monthly, Quarterly and Annual frequency)
    Face value
    ₹10
    Listed
    No

    How it is run

    Swing pricing
    Enabling provision in SID. However, no segregated portfolio is created.
    Side-pocketing
    Enabling provision in SID. However, no segregated portfolio is created.
    Custodian
    Deutsche Bank AG
    Auditor
    Chokshi & Chokshi LLP (Statutory Auditors)
    Registrar
    KFin Technologies Limited
    SEBI code
    BOIA/O/H/CHF/08/12/0006