Fundalysisby DARKHORSESTOCKS

Scheme

Aditya Birla Sun Life Credit Risk Fund

Holds 7 companies worth ₹127 Cr in Sept 2026.

  • Fund house

    Aditya BirlaThe fund house that runs this scheme.

  • AUM

    ₹1,657 CrAditya Birla Sun Life Credit Risk Fund's AUM at the end of 30 Sept 2026, as AMFI reports it. Up 3.6% on Aug 2026, ₹1,600 Cr.

  • Largest holding

    Bharat Highways InvitBharat Highways Invit is 2.0% of this scheme's NAV.

  • Fund manager

    Sunaina Da CunhaRuns its co-manager part since 17 Apr 2015, as the fund house dates it. With Mohit Sharma (co-manager).

Overview(9 Sept 2026)

Fund managers2

  1. Sunaina Da CunhaCo-manager · Apr 2015 · 21y · CFA MBA B.Com
  2. Mohit SharmaCo-manager · Aug 2020 · 20y

    Key facts

    Benchmark
    CRISIL Credit Risk Debt B-II Index
    Risk
    Moderately High
    Expense
    Regular 1.36% · Direct 0.67%
    Exit load
    1% within 1 year
    Started
    17 Apr 2015
    Minimum
    ₹100

    Source.Its Scheme Summary Document as of 9 Sept 2026 at AMFI.

    What changed(12 changes)

    May 2026

    1 change
    1. Riskometer
      8 MayHigh → Moderately High

    Apr 2026

    3 changes
    1. Exit load
      29 Apr3% within 1 year → 1% within 1 year
    2. Riskometer
      6 AprModerately High → High
    3. Expense ratio
      1 AprRegular 1.58% → 1.36%Direct 0.68% → 0.67%

    Dec 2025

    1 change
    1. Riskometer
      3 DecHigh → Moderately High

    Source.Its filings at NSE, since Sept 2024.

    Fund managers over time(Apr 2015 – now)

    1. Sunaina Da Cunha
    2. Mohit Sharma
    MainCoSlice201620182020202220242026
    Fig. 1.Who ran it when: each manager from the date the fund house gives, or the first document listing them where it gives none, to when they left. A slice is part of it: overseas, gold and silver, or arbitrage.

    Costs(Sept 2024 – Sept 2026)

    Every change to the expense ratio, newest first.
    2 changesRegularDirectΔ pt
    1 Apr 20261.36%0.67%0.01
    26 Sept 20241.58%0.68%–
    Direct plan, 1 Apr 2026
    0.67%
    Regular plan 1.36% · Exit load 1% within 1 year
    Fig. 1.Total expense ratio a year, each plan's, as its Scheme Summary Documents state it, filing by filing at NSE. A change holds until the next.

    Objective and risk(9 Sept 2026)

    Objective

    The investment objective of the Scheme is to generate returns by predominantly investing in a portfolio of corporate debt securities with short to medium term maturities across the credit spectrum within the investment grade. The Scheme does not guarantee/indicate any returns. There can be no assurance that the Schemes' objectives will be achieved.

    Risk, type and benchmark

    Riskometer
    Moderately High
    At launch
    High
    Risk class
    C-III: relatively high credit risk, relatively high interest-rate risk
    Type
    An open ended debt scheme predominantly investing in AA and below rated corporate bonds. A relatively high interest rate risk and relatively high credit risk.
    Benchmark
    CRISIL Credit Risk Debt B-II Index

    Asset allocation it may hold% of NAV

    1. Corporate Debt securities* excluding Government securities and State Development Loans
      Allowed70–100%
    2. Money Market Instruments
      Allowed0–20%
    3. Units issued by InvITs
      Allowed0–10%Holds4.0%

    Holds in Sept 2026.3.6% equity · 92.3% debt and cash · 4.0% REITs and InvITs

    How to invest(9 Sept 2026)

    Buying

    To start
    ₹100, then in multiples of ₹1
    To add
    ₹100, then in multiples of ₹1
    SIP how often
    OM,OW,FM,SM
    SIP dates
    Any Day(1 to 31) / Weekly(Monday to Friday)
    SIP minimum
    ₹100, then in multiples of ₹1
    SIP instalments
    6

    Selling and switching

    To redeem
    Rs.1 and multiples of Rs.1 thereafter or No minimum redemption criterion for Unit based redemption units
    Minimum balance
    ₹1 or 1E-3 units
    Switch minimum
    ₹100 or 1E-3 units
    Switch multiples
    ₹0.01
    STP how often
    Q,OM,OW,DZ
    STP dates
    01,07,10,14,20,21,27,28
    STP minimum
    (OM/OW-Rs.500x12, Rs.1000x6) - (OQ-Rs.Rs.1000x4) - (DZ/BZ-Rs.500x20)
    STP instalments
    (OM/OW-Rs.500x12, Rs.1000x6) - (OQ-Rs.Rs.1000x4) - (DZ/BZ-Rs.500x20)
    SWP how often
    Q,OM,OW,DZ
    SWP dates
    01,07,10,14,20,21,28
    SWP minimum
    (OM/OW/BZ - Rs.500x6) - (OQ - Rs.500x4) (H - Rs.500x4) (Y - Rs.500x2)
    SWP instalments
    (OM/OW/BZ - Rs.500x6) - (OQ - Rs.500x4) (H - Rs.500x4) (Y - Rs.500x2)

    Scheme details(9 Sept 2026)

    What it is

    Category
    Debt Scheme - Credit Risk Fund
    Offer
    30 Mar 2015 to 13 Apr 2015
    Started
    17 Apr 2015
    Reopened
    18 Apr 2015
    Plans
    Growth
    Face value
    ₹10
    Listed
    No

    How it is run

    Swing pricing
    No
    Side-pocketing
    Yes
    Custodian
    HDFC Bank Limited
    Auditor
    M/s Deloitte Haskins & Sells LLP
    Registrar
    Computer Age Management Services Limited
    SEBI code
    ABSL/O/D/CRF/14/10/0048